I'm currently looking at a DSCR for the additional funds for renovation. 

Financials available for serious inquiries.I recently subdivided the land with plans to add four additional unique builds, leaning into a boutique wellness retreat concept.

It sounds like tenant screening (in addition to communication) is the big issue here.

As part of this, properties are increasingly requiring additional repairs or improvements to meet compliance standards before they can be rented out again.

Does the survey reflect the new addition? 

This offers the most direct protection for each business entity.For personal assets, a separate personal umbrella policy is ideal for additional protection outside of your LLCs.

There are cheaper one’s in D/F areas but I would be careful as those can create a laundry list of additional issues.

Currently it’s 340k but needs 160-180k of repair(estimate given by HUD consultant) Will probably need 50k to build out the attic in addition so I can duplex it up. 

Duplex sold in Dover in 2025 for mid $500’s Both units have 3 bed/1 bath apartments Both units are in decent shape but there is room for some cosmetic upgrades 270k/unit and approx $240/sqftThese two numbers tell us this duplex is very on par for what the market looks like in Dover  Because of the larger bedroom count, I’d like to play out a house hack scenario: PITI payment + maintenance/Capex + vacancy + energy bills + reserves= $5400/mo(rough estimate)  Now I’ve been hearing that this winter has proved to be harder than normal for landlords to rent out, so assuming a below market rent for a 3 bedroom in Dover going for $2100 and two individual rooms in your own unit renting for $600, that totals up to be $3300, leaving an additional $2k/mo rent to pay.

I instantly think this maybe a good way to make additional cash flow.