I prefer to maximise my leverage, 100% when possible, with a large accessible cash reserve.

I would put the ones you believe will stay up to full market rents first to maximise your returns.

If you own rentals you are not truly retired however in your position, at your age, as long as you are comfortable with your income it is irrelevant as to whether you are maximising your returns or not.

Maximise your income to improve you chances of getting adequate financing.

You will then be set to maximise your returns.

To maximise your investment returns on income properties it is mandatory that you leverage using OPM.

You must leverage to maximise returns.

A lot of flippers (like me), only sell to cash buyers or use hard money lenders so the margin is not an issue at all.Get in, get out, get paid.When you are liquid enough to hold it yourself then keep them for a year and maximise your margin.

Those with a higher risk tolerance, like myself, will opt for the 30yr to maximise growth and long term higher returns.

Your priority is to maximise your income otherwise you will not be in a financial position to keep your property properly maintained.First rental rates are not based on the value of the property, although you are seeking rent to be minimum 1% of property value, the rental rate is driven by the market.