That's the exact scenario I see fail over and over.If you wanna flip with cushion you can't buy on market or through the high priced wholesale outfits. 

Likely a cookie cutter average home will not cut it, it likely has to be well located and extremely well outfitted. 

Is this Jorge Newberry's outfit?

Nor can you expect a house that needs full sourcing including exterior backyard development, to a fully outfitted game room — to be $100.STR Designers are vital — we bridge the gap with real estate acumen, professional design (and yes we are different than traditional interior designers!)

So,  if you are serious and have some experience, you can probably cut a few years off your business development trajectory, and save more than the $15-$20K fee by retaining this outfit.

Hey BobI always advise my clients to budget $20/ft all in cost for a professionally designed and fully outfitted. 

I work with all the big box lenders and I have worked with a private hedge fund and I have worked with smaller, local HM outfits and NONE OF THEM had anything like that.Because if the deal falls apart I am guessing they keep your 2500.

No lender with half a brain is going to allow you to be 100% financed on an investment property unless they are some shady loan-to-own outfit. 

Quote from @Ashley Kroft: I would take a look at buildium, it is a great resource for smaller outfits looking to grow! 

Thinking more granular about these banking products might add to the safety you seek.What I mean is the Money market at Bank of America pays for instance 4%, the money market at the local Bank of Bricktown Pays 4.5%, and an online outfit is offering 5%.When the SHTF, The local bank, and the online bank may be more likely to fail.