Thanks to everyone who has responded.Hey Arthur Garcia, I'm in Murrieta (Inland Empire), and the housing market has totally collapsed.

That upstairs porch is about to collapse.

People forget how rapidly the investment banking giants collapsed.

Did did a bunch of fix and flips, land contracts, rehabbed and kept a number of small (4-6plexes) multiunit residential, some single family rentals, couple commercial buildings, things went south in about 07, split with my partner to try and survive, worked day and night for another year to regroup and survive, the final collapse in 08, worst year of my life in every regard.

Today, our housing market is finally healing from the collapse of 2007.

If a tenant chilling on the balcony falls down (rail was faulty or thw whole thing collapsed)…will they have grounds to sue me ?

The "puddle" may be gone, but the circumstances that cleaned it up did not fix any of the issues that caused and perpetuate it.There is plenty of money to keep the puddle dry, but our bigger problem will be when that ceiling collapses.

During the housing collapse, I saw 400,000 disappear across my different accounts.

As I go I make sure in a complete collapse I can afford to pay for the houses on my own until I can get rid of them.

The question posed: 'What happens when your 'cloud' collapses and they can't recover?'