I have a soft heart for those who deal with these struggles, it felt like a meaningful way to combine doing good with smart investing. 

They combine: a registered agent service (for filings/reminders), a master tracker (spreadsheet/database for deadlines and entity details), a standardized document repository (folders + naming conventions), and consistent accounting mapping. 

The Memorandum of Understanding (MOU) Is No Longer ViableAt the time of joining the Inner Circle, I was led to believe this was a select group of 300 top investors, a group committed to transparency, partnership, and shared success.Yet, despite escalating my concerns from Frank to Gretchen to you, Dutch, I have been met with avoidance, vague responses, or outright silence.How can the MOU function moving forward when:Investor questions are ignored.Financials are withheld.Investment structures are unclear and possibly diluted.Concerns about business practices are met with misdirection instead of resolution.You continue to invite me to Inner Circle retreats, yet you refuse to acknowledge my legitimate concerns.

These changes may lead to greater emphasis on adjustable-rate mortgages and non-QM lending as lenders adapt to evolving regulatory priorities; particularly when combined with a steeper yield curve and increasing bank and insurance portfolio demand.Structural Market Trends: Affordability, Inventory, and Non-QM GrowthAffordability challenges will persist despite easing inflation, with Core PCE projected at 2.3% to 2.6%.

If you’re also using tools or platforms for underwriting and market data, combining these readings with hands-on practice will accelerate your learning.

I recommend combining it with local insights from your network.

When you combine them all together, it can't go higher than 1.5 month's rent.

Good for you @Michael Vacha, you have a clear goal which will make it more attainable.For your goal, I believe that a combination of flipping and BRRRRing/long-term holding will get you there.

Kitchens get expensive quickly, even when you’re trying to stay “budget.”If you sell at $250k, make sure you’re backing out:Agent commissionsSeller closing costsHolding costs (insurance, taxes, utilities)Contingency costFor a first deal, I’d either:-Increase the rehab budget and aim for a stronger resale price, or-Treat this as a wholetail — fix safety and functionality, clean it up well, price it right, and protect your downside.Venice is a solid market, just make sure the numbers work on paper before you commit.

Used Google Sheets and the PMT function to calculate the below assumptions:Monthly NOI: $1,586.60Divided by 1.25: $1,269.28 paymentLoan Value: $164,453.66Downpayment: $54,817.89Price: $219,271.54I know the owner of this property and doubt they'll sell it for less than $600,000, so it's not going to happen.