Originally posted by @Clint Harris:I reached out to my accountant about doing a cost segregation study in order to utilized the accelerated depreciation, and he said that it’s usually very cost prohibitive and is hard to justify unless you have a very high income.

The point is: prime real estate of quality construction, with updates, utility, development potential, strong income or optimal location are likely undervalued assets in 2026 and beyond.

This is a minimal effect work on improving your income limit (available credit) and utilization.

As others have said, you'll need to reach out to an accountant to ensure you can actually utilize reps or STR loophole.Regardless, you have to split that $315k (which is likely more with closing costs and such) between building and land. 

While we don’t work with foreign investors directly, here in the US, rental real estate is often used to offset taxes especially if you are a high W2 income earner or business owner, and understanding how passive vs non-passive income interacts with your other income is key.

I was a little skeptical of your electric figures so I took a quick look at your utility provider - man you guys in SA have some really cheap electricity!

They’ll stick the landlord with utilities, and unplanned vacancy, and obviously nothing to go after.

I find it to be very comprehensive and great documentation if utilized to full capacity.

Electricity is no longer being treated as a background utility.

Include expenses such as taxes, insurance, utilities, maintenance, management fees, and CapEx reserves.