They already know that if I went into the project, I have evaluated it for the profit margin so we both make out.

Solve it by narrowing your buy box, getting PM‑verified rents before you offer, using line‑item scopes with progress draws, and keeping two lending options on every deal.

That realtor should have submitted an offer and not waited until you got back from vacation.Since you are owner occupants you should evaluate if you have enough equity to use a company like UpEquity. 

Thanks for sharing your process — evaluating LTV, payment history, and costs upfront is key.

Start with your life first.Before evaluating the next deal, define the freedom you want: time with family, travel, flexibility, or whatever matters most.

@Sophie WallHey Sophie — I don’t work in Cheyenne, but I focus on Midwest markets and use similar fundamentals when evaluating long-term rentals: stable job growth, affordable entry prices relative to rents, and consistent tenant demand.

Direct lenders make their own decisions, often do their own valuations, and can quickly evaluate a deal.

They can make their own decisions, often do their own valuations, and can quickly evaluate a borrower and their deal.

Quite 1 progressive insurance Premium 3200Section I - PropertyCoverage A - Dwelling 495,000Coverage B - Other Structures 49,500Coverage C - Personal Property 247,500Coverage D - Loss Of Use 148,500 Quote 2: Farmer's InsurancePremium 1,652Section I - PropertyCoverage A - Dwelling 359,000Coverage B - Other Structures 17,950Coverage C - Personal Property 197,450Coverage D - Loss Of Use 71,000 Can't answer this question with the information provided. 

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