I’ve had hundreds of mentors across the world throughout different phases of my business journey — and not once did I get ahead by sitting around reading books and forums while trying to avoid every risk.Let’s break down the pattern here.Someone hears “$50K profit” and immediately screams scam.

Around half of renters spend at least 30% of their income on housing, with roughly 30% of renters spending 50% or more.https://www.census.gov/newsroom/press-releases/2024/renter-h...In your example, we'd want to see a FICO > 720 AND a decent savings pattern to approve this applicant.

Case in point, I picked up some turkish blankets with great color and pattern on Etsy that looked awesome in my photos, and one of them was gone by guest #3.

I ask again to the AI whether they see pattern:Based on this excel sheet, what is seasonality pattern that you see ?

See a pattern in the credit reports? 

Another investor has just come forward after being scammed by them, and I’m adding my experience to expose their pattern of deception.How They Hook Investors:Estate Legal Network presents itself as a high-level referral network that helps investors get probate leads directly from attorneys.

., FTC, HUD and others and the FBI does actually get involved to see if there is a pattern.   

The loan is based on the rental property's cash flow.Beyond the basic debt coverage calculation (typically requiring 1.25x or higher), successful investors focus on:Property selection specifically suited to DSCR parameters (favor steady cash flow over appreciation potential)Pre-purchase strategies to enhance day-one cash flow (tenant improvements, minor renovations prior to appraisal)Strategic entity structuring to maximize borrowing capacity across multiple lendersRelationship development with loan officers rather than purely transactional approachesDocumentation systems proving property performance beyond standard financialsOne particularly effective technique is using shorter-term rentals (STR) in markets with clear seasonal patterns to establish higher revenue for DSCR calculations, then transitioning to annual leases for management efficiency once financing is secured.Another strategy gaining traction is portfolio-level DSCR products, allowing cross-collateralization.

It’s smart to question the timing and long-term sustainability of any investment strategy and real estate, like any market, goes through cycles.That said, I want to offer an alternative (and optimistic) perspective based on both historical patterns and personal experience.Yes, we’re seeing shifts, population growth slowing, interest rates rising, construction costs climbing, but real estate has always evolved.

This continues the stable pricing pattern we’ve seen for some time now without any substantial swings up or down.Total closed sales in the metro fell 9.3%, with the city itself seeing a 8.9% decrease in closed sales.