@Craig J Hinton Those who are most successful with single family homes typically generate their most meaningful returns at exit through appreciation, not ongoing cash flow. 

It's a clean project with a big payout at the end, no ongoing landlord headaches.Finding the right deal is the main game.

Angel, you are correct that FHA requires verifiable, ongoing income, so without it, qualifying will be very difficult regardless of credit or assets.

What's your current follow-up process looking like?

What your exemplifying here Justin is a result of this devolving tribalist conflict we have ongoing. 

One ongoing pain point is tracking which tenants currently have renters insurance and which do not, especially when policies lapse mid-lease.Right now:• Tenants are required to carry renters insurance per the lease• Some upload proof at move-in, some don’t• Policies expire, cancel, or change carriers• At scale, manual follow-ups are becoming unmanageableFor those managing a large portfolio:• How are you tracking renters insurance compliance long-term?

Compare that to the purchase price and ongoing expenses to see your net cash flow.

A few things I’d think through:Has it clearly stabilized over time, or are there signs of ongoing movement?

Anyone familiar with eviction process in Dallas (Rockwall County).

Yeah, they have nice systems, but you can save $6000 in a "membership fee" and like $200 of an ongoing monthly fee and access similar or as good systems somewhere else without paying that much.