I wouldn't always recommend high-end rentals because the return is generally lower than the lower side of the price spectrum.

You’ll see the most movement in different scenarios on conventional loans (credit, LTV, first time home buyer, etc), where government loans don’t fluctuate much on the spectrum.

My recommendation is that you screen tenants using a service which offers the full spectrum of reporting (job history, rental history, income verification, credit score, any adverse items as a part of their full credit history, nationwide criminal background check, terrorist list check, sex offender list check and eviction history).  

Really bad: dog poop on everywhere outside of porch.cigarette butts and ashes around pool(inside cage), patio, bathroom, garage; To stop the internet, the cable behind Spectrum box was damaged when we can't see anything wrong in front; No food or drinking signs in bedrooms but throw candy covers under beds and behind night stands... 

Nice thing about Roths is that you can pull your contributions out after 5 years if you had a different investment opportunity came along -- or you can open a self-directed Roth and use it with an LLC for passive real estate opportunities.Long-term opportunities such as 401k-type investments that a W2 job may offer a match -- again, with low-fee broad spectrum investments. 

I may be coming in from the opposite spectrum from most but I believe hosting pets are your property is not too risky if you can vet your tenants accordingly and know what to expect from them.

On the one hand you could buy a turn key duplex or tri plex in Cleveland that cash flows decently, or on the other side of the spectrum you could MOVE to Cleveland, house hack a distressed 4 plex using FHA with 3.5% down (~7k), rehab this (~20k), then refinance out in a year using a local credit union to recover all of your money, all while BRRRR'ing another single fam house, then repeating the following year, to accumulate 15-20 units in a few short years, with the plan being to expand into mid sized multi fam vs syndication after that.

You've got your percentage of people that are "over it" and walk around freely w/o a mask and the polar opposite on the other end of the spectrum.

You'll get a full spectrum of perspectives, good and bad. 

It’s best to be somewhere in the middle of that spectrum.