If you're willing to do some study and some work, you'll find that estimating really isn't that hard once you have a framework.

Within the framework of those investment vehicles mentioned, I have choices of funds.

Within the framework of a deal with a self directed account being a partner could it still be structured the same way, since both their retirement account and I are 100% responsible for the loan?

Most of us need banks because we have not cultivated our fund-raising skills and have not learned and mastered the securities framework which allow us to raise money without banks' silly underwriting requirements.

At face value I also do not garner a well understood framework of the liquidity of said accounts to be deposited into which bear interest.  

Jurisdiction-independent, which means it cannot be exhaustive, but provides a good background on the legal framework of land use control.

The most blunt piece of advice I can give you is that once you have a framework of knowledge, just start doing it.

You can't build a marketing strategy around a property before building the framework of what the transaction will look like. 

The question I was answering was about the theoretical framework for how appraisals (do/should/will/may/etc) work in wholesale situations.

In addition, central to this burden-shifting framework is the requirement that a plaintiff be able to show a causal connection between a specific policy or policies of a defendant and the disparate impact.The Court recognized that disparate-impact claims play an important role in uncovering discriminatory intent and unconscious biases that may serve to thwart the FHA's goals, and the Court found disparate-impact liability under the FHA to be consistent with the FHA's purpose of ending segregated housing patterns and moving our nation towards a more integrated society.