You’re right rather than having multiple lenders run my credit, it makes sense to wait and re-approach the DSCR process in a few months.

, permit historyNeighborhood context: School ratings and trends, crime data, nearby Section 8 concentration, demographic shiftsRed flags: Properties that changed hands multiple times in 5 years, unusual price jumps suggesting cosmetic flips, tax assessment gapsStarting pool: 500+ active listings.

The hard part is being honest about what that bar really is.Yeah, no I think you're absolutely right.I'm just trying to figure out how I can get into real estate to make your work cash flow.A numberwise versus index funds.But after running multiple calculations index just beat own real estate 

Make sure you have multiple exit strategies, though.

When you shift strategies multiple times, you’re not starting completely from scratch each time, but it can feel close — especially operationally.I’d suggest defining a few simple filters to start.

I was thinking about partnering with one of the two bike shops in town to test and see if people that come to the resort will want to rent them.

When you’re making multiple mortgage payments on multiple properties it’s ok as long as your income exceeds your expenses.

If you are open to other states, your dollar might go farther somewhere else and you can continue to purchase multiple properties.

I work in mortgage lending and spend most of my time helping investors and owner occupied buyers think through financing strategy, not just rates.A large portion of my experience has been with self employed borrowers and clients who own multiple rental properties, so I’m very familiar with more complex income scenarios, portfolio considerations, and structuring loans to support long term growth.I recently joined a newer lending platform that’s intentionally focused on clean execution, upfront documentation, and minimizing friction for borrowers and agents.

I’m open to multiple structures and focused on matching the right capital to a conservative, cash-flowing deal.