Picture a over-weight guy, riding his chopper, no not a motorcycle a CHOPPER, with forks that are too long, handle bars that are too long, it's too loud, rough riding, will probably slip a disk eventually but damn it looks cool, and this over-weight guy get's to do that, WITHOUT a helmet, no safety anything, as he's burning up a "cowboy killer" which yeah, he knows it will give him cancer but the liter of whisky a day dosn't help either, nor the 3 bacon and mayo sandwhiches for lunch either.

Perhaps it was a rare case where a poor applicant slipped through the system.

If you're going the umbrella insurance route, make sure it will cover you for several things including just the routine slip and fall (like mold or earthquake).

Class A, B, C properties, someone will slip through the cracks.

Oh no, these boys from Nevada and Wyoming and East Bumschmuck call us up and tell us a tenant is going to slip on the ice in front of our house one cold day and sue us!

Sorry for the slip up in terminology, I’m glad you understood what I meant!