The fees are built into the portfolio where the sponsor earns on their spread over the actual yield to investor, so there is no decrease to capital going into the portfolio.

If your business bought a vehicle and you deprecated all at once  that is going to be a significant decrease in taxable income , but as seen above you can add it back for your income for the loan.In addition, if you have any debt on your personal credit report that you can show that the business has  paid the debt for 12 consecutive months you can exclude that debt payment from the debt to income ratio.

Margins getting thinner.ADRs have actually decreased significantly in my market (Denver) since 2022.

Alas, this scenario didn't last very long, as you would expect in a free market capitalist society -- new money flood in, more STRs in supply, property prices increase, STR incomes decrease, until a new equilibrium is achieved.Nowadays, the word STR is being used to describe both the property and the business.

If rates go up, affordability decreases, which could soften demand and slow price growth—but not necessarily cause a crash.Supply Chain & Construction Costs – If tariffs drive up material costs, new construction could slow down, keeping existing home prices more stable than expected.

I assume it would also decrease the demand for these buildings, making them challenging to sell, which leads me to my second thought.I have been seeing a consistent pattern on where these assets have been on the market for long periods of time.

Fingers crossed.Seeing as though Florida's economy is largely vacation driven, I feel as though large sales tax increases might actually find them seeing decreased revenue from the orlando areas seeing as though Disney prices are already in bubble territorThoughts on any of this ?

I'm curious if y'all are seeing a decrease in tenant qualities applying for rentals.

The home doesn’t burn but the surrounding neighborhoods and town does, severely decreasing the value of our home3.

@Sujith Bhaskaran - I have not invested yet with HomeRoom so I can't specifically speak to their renovation process but with my general experience in real estate, adding a bedroom almost always increases your property value, not decreases it.