The blatant red-lining from insurance companies is insane and a HUGE reason why people don't change their residency to Detroit even when they move here.

Its that plain and simple.Property crime rates are failing rapidly in Downtown and Midtown Detroit and Insurance companies have claimed for years they went on a zipcode by zipcode basis, and not once in the last 10 years have they adjusted the rates down for these areas....hmmm.I'm simply saying it's not a good idea to lie to insurance companies because if you ever need to make a claim then (a) you'd be committing insurance fraud and (b) you risk having your claim denied.I have no idea if insurance companies are redlining in Detroit (they very well could be).

What starts to emerge here as a red line is the importance of insurance as a primary line of defense.