From a tax angle, being active duty actually gives you a few big advantages right now.

I'm going to come at this from a different angle if you don't mind.  

That’s how I’ve answered this question every time it’s come up for me, and it’s why there’s no one-size-fits-all answer.

This also means you can strategically time the study based on your tax planning needs and cash flow considerations, making it a more manageable process that fits your business timeline rather than being forced by an arbitrary calendar deadline.

There are actually several active real estate investing groups in and around Springfield, MO that would be a great fit if you’re looking to meet like-minded investors, learn, and start building real connections.

It usually works out if your deals are cookie cutter and fit a lender's credit box. 

What you are saying fits pretty closely to my search parameters for the next investment.

Credits can cover points and a lot of the transactional friction that usually eats into your reserves.For anyone trying to stack doors in 2026 without draining their liquidity, this structure is surprisingly efficient.2) DSCR HELOCs (yes — on rental properties, even in an LLC)This is the one that’s turning a lot of heads.It functions like a true HELOC, but under DSCR guidelines:Up to 70% CLTVNo seasoningNo prepayment penaltiesInterest-only revolving lineApproval based on rents — not personal income or DTIBeing able to tap equity on rentals without refinancing the first mortgage has been a huge lever for investors trying to expand faster.If anyone wants to compare notes or talk through how these structures might fit into different portfolio strategies, feel free to reach out or drop a comment.

Hi @Nicole Boerema I think you'd be a good fit for my Co-Investing Club, which focuses on passive investing and syndication-style deals.

.• Screen for personality fit, not just credit score.