Each lender may have slightly different products, underwriting standards, and creative options that could open doors you didn’t realize were there.Once you understand your buying power, you can start tailoring a strategy that fits your goals.

Depending on your answers, there are several loan programs a hard money lender can offer—including DSCR loans, fix-and-flip loans, and bridge financing—that might be a better fit than conventional or IRA/401(k) funding.Feel free to DM me and we can discuss which program makes the most sense for your situation.

SBL allows some things SML won't and vice-versa.Collateral - if borrower is not local to the property, both agencies require a well-vetted property management company, subject to approval.These programs are amazing for the right borrowers and collateral, but not a good fit for all. 

From a tax angle, being active duty actually gives you a few big advantages right now.

I'm going to come at this from a different angle if you don't mind.  

That’s how I’ve answered this question every time it’s come up for me, and it’s why there’s no one-size-fits-all answer.

This also means you can strategically time the study based on your tax planning needs and cash flow considerations, making it a more manageable process that fits your business timeline rather than being forced by an arbitrary calendar deadline.

There are actually several active real estate investing groups in and around Springfield, MO that would be a great fit if you’re looking to meet like-minded investors, learn, and start building real connections.

It usually works out if your deals are cookie cutter and fit a lender's credit box. 

What you are saying fits pretty closely to my search parameters for the next investment.