You can request either a price reduction or additional seller credit to help cover the repair costs. 

In addition to the common "GROSS Monthly income 3x rent" requirement, I additionally use "Rent + Monthly Debt Payments <= 45% x GROSS Monthly Income"Many times an applicant meets the first income requirement but has outsized debt obligations. 

Part of the upper floor of the main house is unfinished, so there is room for customization or redevelopment.Because the plot is relatively large for a seafront location and the area is very quiet, I have been wondering whether the highest and best use would be:• renovating the existing houses• developing additional villas on the plot• or selling it as a small development projectThe property is also within the price range for the Greece Golden Visa Program, which seems to attract many international buyers.I’d be interested to hear from investors or developers here:• Do projects like this near Athens typically attract interest from developers?

In addition to BP, you may also consider attending local REIA meetups and investor networking events in Middle Tennessee to expand your connections.

It may force tenants to pay for additional screening but it would have saved us the time and loss of rental income as we try to get this tenant out.Be interested in hearing any other experiences and what screening tools you might use.

Additionally, I’m assuming $100 for monthly insurance, a $50 bill for sewer, and $110 for monthly property taxes.

For rentals, the building usually drives the income — not the land size.A larger lot can have some upsides like future expansion potential, more privacy for tenants, or space for additional parking or an ADU if zoning allows.

I need some feedback on what I should do.Loan Details:Amount requested: $150,000Interest rate offered: 9%Payments: Interest-onlyMonthly payment: = $1,125Term: 5 yearsNo prepayment penaltySecurity:Personal guaranteeSecond position lien on a property in FloridaProperty value approximately $300k ( 85k in equity)Purpose of the Loan:The funds will be used to consolidate existing debts into one structured payment, improving overall cash flow and simplifying repayment.Why This Works:Predictable monthly paymentsStrong incentive to refinance once equity increasesLong-term property ownership provides additional stability

For example:Land acquired at or below say $35K/acre → broker earns an additional 5% bonus plus a standard commissionLand acquired above that threshold → standard 5% commissionI'll acknowledge it sounds unconventional — and the higher-than-standard commission on the low-price scenario might raise eyebrows — but the incentive alignment appears sound on paper.  

NOTE- Many markets have multiple Agencies providing housing based on the Title IX funding and HUD's voucher program, but MAY have slightly different, or additional, forms.