. - Open ended loan- Interest rate can change (several brokerages offering 5% and lower right now)- Amount varies depending on how much you have invested - Interest rate also varies with how much you have invested and changes with marker rates-Margin interest is tax deductible Why would I take a hard money loan when I can use margin?

However, some level of personal guarantee is still standard unless you’re pursuing a true non-recourse structure, which comes with tighter constraints.The right structure depends on leverage, DSCR, loan size, and how the LLC ownership is set up.

Those are actually the two questions every investor starts with, and you’re thinking about it the right way because “best location” changes over time and depends on whether you’re chasing appreciation, cash flow, or a mix of both.

So one of the units was a STR for 5 months, and we lived in the property the whole year in the upstairs unit and the downstairs unit depending on whether or not we were renting it as a STR.

$500-$625/mo sounds reasonable, but it depends how much work is actually involved.When I charge my clients, there isn't like a flat rate I do across the board because each client is different.

All positive responses to the viability of profitably investing in SFR on a very small scale for an I experienced investor from “overseas” are from real estate agents - people whose livelihood depends on transactions occurring.  

.• Rent‑reset potential is highly dependent on turnover velocity in these sub‑markets.For those investing in similar markets, I’m curious how you approach:• Underwriting stabilized assets with value‑add potential• Managing legacy tenants in small‑town environments• Stress‑testing rent growth assumptions in workforce housingAlways interested in hearing how other operators think about these dynamics in Kentucky or comparable markets.

It all depends on how many things you want to be insured for. 

It all depends on your risk tolerance and what your bank will allow.

There are still several strong markets that are profitable, but it depends on the type of properties you are targeting and whether your strategy is short term flipping or long term holding.