Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

If you’ve been paying on time and making progress on your build why wouldn’t they?

Please keep us posted on your progress.

It builds discipline, financial awareness, and experience in managing property—skills that compound over time.As with anything, you’ve got to create a spread between your income and expenses to make real progress.

Pay money for good photographs ... maybe at a couple different times of day -- full daylight w/ blue skies, dusk with sunset and -- if applicable -- nighttime shots.

You can't just have the contractor managing themselves and sending you progress photos.

@Harsh Patel how do both these applicants have 2 service dogs?

Is it much more difficult to deal with smaller local incurance providers compared to the bigger insurance companies like State Farm, Progressive during a claim?

The sale requires either full lien satisfaction or discharge procedures under IRC 6325, typically processed through Form 14135 applications.

They will call you each day, which is usually a good thing because you'll always know how your loan application is doing and they'll make every effort to close by the deadline—barring any unforeseen circumstances.