Flood insurance is an interesting one right now as the ongoing government shutdown has shut off National Flood Insurance Program (NFIP) policies.

We’re using flexible Fix & Flip programs + bridge options to stay nimble.

We can go directly to the hedge fund and even make our own loan programs and securitize them.  

Watch out for the big common issues with a quote like rate, term, program, down payment, does is carry a PPP (Prepayment penalty) meaning cannot sell or refinance or you pay a 5% fee based on the loan amount.Be aware or Points, Origination fee's, Rate Discount points, turn time to close.

That mix of disappointment, shame, and embarrassment really stuck with me—but I’m now channeling it into connecting with others so we can be smarter together when evaluating mentorships and influencer programs. 

Hi Shahab, This is a great question, sounds like you’re setting yourself up really well for your first house hack.There are some flexible funding programs that can work even before your FICO score appears, especially for income-verified buyers with solid payment history and low utilization.I sent you a DM so we can go over what options might fit your situation and next steps you can take while building your credit.

I've never paid for any mentorship program, as you can learn the same stuff for free by reading books or building relationships.

As a New MLO, I would focus on a team/brokerage that has a good training program and a lot of different loan programs. 

Options start as low as 3.5% with FHA and 5% down with conventional loan programs. 

In all fairness, I have never participated in their mastermind group, but I have been pitched grossly over priced so called education programs from people that spend more time promoting and exaggerating what they’ve done in the hopes of getting a check from me with 5 zeros.