There are SOOO many small errors that can be made or unique situations that can affect the title that title insurers often will not insure the property for at least 1 year after the sale is complete. 4.

Now, my insurance says they won't pick me up for 2026.

You can try NREIG (National Real Estate Insurance Group).  

I've frequently found that insureds are confused by what a title insurance policy covers or what the insurer is obligated to do when there's a problem. 

I used the Umbrella insurance approach.

Tighter lending, higher insurance, and thinner margins are making patience a strategy.A lot of investors are realizing that immediately repeating the cycle — without reassessing numbers — can compound mistakes fast.

There are three ways to mitigate the taxes on flipping homes1) Expensive the overhead costs of running a flipping business2) Reducing taxable income of a small business through retirement account plans, Health Insurance payments, etc3) Entity classification - have a discussion if a Corporate entity will be helpful to you to mitigate self-employment taxes.Best of luck!

Any insurance carrier can non-renew you for any reason.  

Do they have STR-specific liability insurance?

The good news is that most of the real liability protection comes from proper insurance, which you’ve already handled well with landlord coverage, an umbrella policy, and requiring renters insurance.