What creative strategies have you found effective in 2025?.

Effectively an unlicensed PM is effectively a body, who can do maintenance.

In expensive markets like New York area, this is the most cost effective way to get into properties and ideally reduce your housing expenses. 

If you commingle the assets, you pierce the corporate veil and can effectively negate the benefits of having the LLC because if you're sued they can also now go after your assets too. 

Proper planning can also improve your negotiating position in legal disputes and potentially lead to more favorable outcomes.To navigate these areas effectively, I strongly recommend working with qualified professionals, including a knowledgeable tax advisor who understands real estate and a seasoned asset protection attorney familiar with your specific goals and risk profile.

.- And pass-through entities like S-Corps continue to enjoy lower effective tax rates than C-Corps.Combine that with self-employment tax savings, and it’s easy to see why most successful flippers, agents, and wholesalers use this setup once income grows.Example (Simplified)Say your wholesaling business nets $200K this year:Without S-Corp:You pay 15.3% self-employment tax on $200K = $30,600With S-Corp:You take $90K salary, $110K distributionSE tax only applies to the $90K salaryYou save roughly $16K–$18K per year in payroll taxPlus, the 20% QBI deduction on part of your incomeThat’s money you can pour right back into scaling — the real secret to how wealthy investors accelerate growth.The Rental Reality CheckIf that $200K were from rental income, though?

Sellers will be able to leverage pricing softwares, scan Public records, GIS maps, title histories, and can educate themselves on deal structuring, seller psychology, and creative financing to negotiate effectively—often with more flexibility than agents constrained by brokerage policies.

. - when wholesaling, it is most effective to find off-market deals so that you can be direct to the seller and have more control over the deal. 

I have never insured with Proper, so it will have no immediate effect on me, but one less insurer means higher premiums for everyone. 

It’s been a surprisingly effective layer for a few of my long-time investors making similar transitions.Almost all my investments are made through my Roth Solo 401K