Is it possible you can restructure the student loan, 2K a month is a lot. 

Another route some people take is seasoning the property a bit longer and showing stabilized income to strengthen the file, or even restructuring how the income is reported if it makes sense for future deals.

What’s your preferred move — hold, flip, or restructure?

This will give them a clear picture of each entity’s financial performance, enabling them to provide sound advice for the restructuring. 

Loans have to be restructured or renewed at different terms, and maybe that can change the leverage.I am no expert, and my guess is that most of the 2,400+ Investors who went into deals with Open Door Capital are not experts either.To be honest, I judged the quality of the deal by the quality of the leadership and some of their past track record.

I'm trying to look through our lease to decide how to restructure it with the idea in mind that there is no contract with a tenant, but rather the company.

you sell or restructure and possibly bring on an equity partner. 

When you have a larger portfolio down the line, you will probably want to restructure ownership of the properties and you can always refinance then into DSCR loans.I'd love to connect and stay in touch!

Some prefer cash-out refi, others restructure terms for cash flow.

Another path some investors take in this scenario is restructuring under a new entity and bringing in a private or hard money lender.