Might also be a good time to restructure the entity since they've alluded to wanting to scale into STRs and take advantage of 100% bonus depreciation.Pretty emotional time for my client.

(article from RE|STRUCTURED news) 

What followed was total collapse, vague updates (if any), and zero accountability.In both cases, the businesses quietly unraveled after fundraising—no restructuring efforts, no transparent communication, no plan to preserve investor capital.

I’ve been diving into books like The Millionaire Real Estate Investor and The Richest Man in Babylon, running BRRRR deal numbers daily, and even considering selling or restructuring some of my properties to better align with cash flow and appreciation goals.

Re-structuring your entities?

We were scrambling to close as we were already 3 weeks past the original closing date.I am now looking to restructure the financing to maximize the interest deductible of my debt (can't deduct interest from HELOC secured by primary home to buy rental properties).

Is it possible you can restructure the student loan, 2K a month is a lot. 

They’re either MADE through negotiation, creative use, or restructuring, or identified with superior knowledge of changing economics, demographics, zoning, etc.  

The strategies you mentioned apply to situations different from yours - click on the links for more info:- REPS: for people without full-time W2 jobs or for their non-W2 spouses- Depreciation: always part of the deal but not going to reduce your taxes further- Cost segregation: depreciation on steroids, so see the line above- LLCs and other entities: no tax savings for rental properties- STR loophole: well, for short-term rentals- 1031: for the time when you sell one of your rental propertiesand so onA good tax professional can explain all of the above but not miraculously cut your taxes unless you restructure your life or change your real estate holdings to STRs.

Great for buying, renovating, or covering down payments.Home Equity Loan – Fixed lump sum, better if you know exactly how much you need for your next property.Cash-out Refinance – Typically used if you’re looking to restructure your current mortgage and pull equity out at the same time.Feel free to reach out if you want to run numbers or explore markets that align with your goals—I’d be happy to help!