Zillow (I know, I know) has it at 525000.I'm no expert by any means but I've done a few deals, done a lot of reading, and been doing this for a couple few years.

Connect with a local real estate expert who understands the investment landscape in your target area.

Not yet, she is still training she is fairly new but is focusing on being an expert in STR for FL

You need to become an expert in the process.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

So I figured out I'll ask the STR experts, given that it's a situation that's not unique to the area.

So, be sure you also contact a legal professional (they even have online experts that will review your contract for less the cost). 

He is Tampa Bays local expert and am sure he can figure out something that works for the both of you! 

The problem is that the guru was selling Whirlpool Appliances this time last year and then they woke up one morning as a lending expert.

I have a mentor that told me to start looking into that direction based upon some new trends he has heard about, but he's not a MHP expert.