Most of the people I've reached out to charge fees too high (in the tens of thousands) that they even ask you to borrow to pay them.

How we see it does in the borrower typically canget around 50%-60% of acquisition cost from a HML then do a delayed financing deal with the buyout partner.

So, many things may have changed with regard to the borrower's circumstances and the property that what has actually happened (seasoning) tends to be much more valuable to me than infomation gathered decades ago in an effort to predict what would happen (underwriting). 

When borrowing costs rise, transaction volume usually slows before prices do. 2.

Most deals are presented with investor paying all closing cost, this adds to overall investment.2) Carrying cost, if permit is required that could take weeks to get issued, utilities, possible HOA fee's, lawn care etc.3) Cost of borrowing money, I know a lot of investors, including myself borrow money to pay for purchase and rehab, we still have to use our cash as most lenders require 10-20% down. 

Thought I'd share what moved on my end this week and curious what everyone else is working on.This week's highlights:Cross-collateralized portfolio cash-out (75 LTV)4-property bulk cash-out refi (70 LTV)NJ SFR cash-out with limited tradeline borrower (75 LTV)$3MM Miami bank statement purchase @ 6.5%Brand new Miami condo rate/term refi underwriting to STR incomeElizabeth NJ STR cash-out (70 LTV)TN SFR cash-out on bank statement program (75 LTV)$4MM+ Malibu cash-out refi on bank statement (65 LTV)Portfolio plays, bank statement scenarios, high-balance deals, STR structures - good variety this week.Questions for the BP community:For investors: What did you close this week?

The actual specifics will depend on the property location and borrower profile.

You don’t need to say anything to current borrower until you sell- but selling a note is not uncommon4.

It will depend on the property location and borrower credit profile.

You cannot borrow from your own IRA.