14 November 2025 | 4 replies
Some lenders stick to 1.20+ DSCR, but others allow lower with strong compensating factors. What’s the lowest DSCR you’ve actually seen funded?
22 October 2025 | 5 replies
You spend several hours of your time working a deal, structuring it and then the borrower goes around you with no consequences..
14 November 2025 | 7 replies
@Warren Y. it seems like you are looking to speak with a lending broker to better understand how they under write borrowers.
14 November 2025 | 8 replies
Two fixes would win a lot of borrowers: make appraisals and draws faster and more transparent.
11 November 2025 | 20 replies
For the life of me, I do not understand why borrowers reward lenders who intilaly tried to make a mint off the borrower but then when "match" what another lender offers.
13 November 2025 | 4 replies
Plus the borrower was also in foreclosure on that loan, so the winning bidder now is the one in foreclosure.
12 November 2025 | 6 replies
If they're a private lender, or a small HML with loose underwriting guidelines, their borrowers will definitely feel it.
16 November 2025 | 7 replies
You are following the big banks model but doing it more carefully and lending to borrowers who can't go to the bank.
12 November 2025 | 20 replies
They charge $2,500.00 upfront fee once the initial loan agreement has been signed by the borrower.
12 November 2025 | 2 replies
For lenders: what are you doing differently now in terms of collateral, terms, or borrower selection?