If you back out of the deal last minute be aware that you will be forfeiting your earnest money. 

Or do they forfeit all personal use?

We want to limit what we may forfeit in up-front monies in case the deal doesn't close.

Upon termination, all tenants forfeit all claims for the return of the security deposit under section 504B.178 and are relieved of any other contractual obligation for payment of rent or any other charges for the remaining term of the lease, except as provided in this section.

Turns out I would have forfeited $150,000 in value had I done that.  

If you'd like to see what we used, msg me your email and I'll send it along.Some things to consider are not paying until moved out and all keys returned, stating that the property must not be damaged or otherwise change overall condition between signing and vacancy, property must be "broom clean", all possessions left behind are forfeit and will not be held, all tenants regardless of whether they are on the lease must vacate including pets and animals. 

One was at 17K and I was at 15K that was the closest.On top of that of the claims I filed even none of them meet deductible so I got zero from it, all the carriers mailed me letters demanding to see documentation of the repairs including licensed contractor official invoices, before and after pictures etc...so you won't "pile on" the claim on the next hurricane.There is also one carrier I think it's called People's Trust which is becoming popular now in FL and there is a lot of talk about their "First Response", since if you go with them you have to call their first response team or you forfeit your claims. 

You won’t get your EM back but you may decide to just forfeit it if you find major problems

We will, and at a low rent, but we need that deposit.I should look it up some time but a MONSTER % of our income is forfeited deposits. 

If it would provide value to you, what specific value would it provide: less time spent, better price based on my relationship with contractors, insurance that contractor won’t forfeit his relationship with me (his lead provider) by letting you down.. etc.Thank you all in advance!