I basically let them do everything 

Hi Gregory, I will admit that I use AI for basic research and answers, but I often find that it provides incorrect info.

I contacted Kiavi about it, since I never gave the client their contact and consent to contact my clients directly, and the account executive said, that since the borrower did not close with Kiavi on the previous loan I submitted to them, they basically have all rights to solicit your borrower's directly, and not pay you any referral fee or nor give you any heads up. 

A real-estate-focused CPA and bookkeeper can set up your records correctly, keep W-2 and rental activity aligned, and help you stay fully compliant as you scale.Costs vary, but most new investors start with basic monthly bookkeeping and an annual tax strategy session.

We have tried room rentals (concept such as Padsplit) but way too difficult to manage even though cash flow is greater. 

Basically, without inflation REI would not work. 

I bought a duplex, lived in one unit, and rented the other; my tenant basically covered my mortgage.

The best thing you can do right now is keep practicing the basics!

Based on our experience and analysis, the most cost-effective and straightforward approach is to start with a basic QuickBooks Online (QBO).

Unless you are renting out something real high end, virtually all of your appliances should be as basic as they come.