Avoid Folgers or can coffee, unless you are running an auto shop:) I would leave 2-3 bags with different choices.

I work for an auto manufacturer on the corporate side, and I would highly recommend a CPO.

All monthly bills are on auto pay and attached to this account.

First off I wouldn't compare covid deaths to auto accidents that just silly.Second off it was your idea , maybe not the smartest idea.

Here is some background info and then I'll get straight to the point:I am 28 years old and worked hard to pay off over $75,000 of student loan, auto, and credit card debt over the past three years and am now DEBT FREE.

This 'transparency' is so relaxing given the grandkids can also hook up without frustration & then there's my wife who can auto-acquire the resident WiFi with any one of her 4 Macs (yes we have 6 Mac Pro(s) ).

that works well in other countries its auto debited from their checking accounts.. of course we know many low end tenants don't have checking accounts and never will .. but for those that do have you considered it..  

The auto loan if it is reasonable interest <5% then you may do better investing that money rather than paying it off.

Place the $500 loan in your new account, and set the account up for auto pay.

The book Landlording on Auto Pilot or something close to that has both the trick of rebating for early payment and the trick about being the "Property Manager".We do not use the early payment rebate because we do not have an issue.