I'm making a lot of assumptions here, but hopefully the basic point comes through that these numbers just don't add up if indeed there is just a $75,000 average salary to look forward to.Trust me, I know all about following your dream, but I also know about becoming a slave to a dream that eventually becomes a nightmare. 

@Scott VoiersI would start with the basics and go with single family homes.

Its 15 minutes to the nearest grocery store so I try to have all the toiletries, basic first aid, and basic groceries (bread, eggs, cheese, milk) for them at the cabin already. 

Remember your MI is .8% so your actual rate isn't 3.8 but 4.6% plus the MI isn't going to either principle or interest.

Moreover, they would have a basic understanding of how real estate financing functions.

My only concern with the health share plans is it seems they all have some sort of "disclaimer" clause that basically says at the end of the day, they don't have to cover an event if they don't want to.

Basically, they don't want to take the risk that if things don't go as planned, having to chase you across the border.Smaller more local banks may be more flexible if you are buying 'small' properties but if you are looking for a mid-sized (250K - 2M) commercial loan - it can be extremely difficult.Good luck - Oren

I think these people hurt their case even more by withdrawing from your offer.My application and lease basically say the contract can be nullified if someone lies on their application (mine, too, says "animals", not "pets").  

Mortgages front-load the interest so you barely pay your principle for the first several years, and then you end up paying far more than the property was worth by the end of it.

If rates go down, you pay the change in the rate x balance x time remaining on the note (it is a very long formula that I can't really explain) but basically if rates drop you will have a penalty, if rates go up then you do not have a penalty.