Check out Note Assistance Program, NAP Nation (Naked Notes Podcast).  

Ok, now back to our regularly scheduled programming....

@Scott Ryan one way to reduce risk is require a double deposit and/ or a rent guaranty policy via LEAP or some other insurance program. 

Out of the many programs I've been involved with his is one of the few  I can truly say is worth the money. he's smart and knows RE.

After accepting, I was hit with (thinly) disguised solicitations as messages (“I just want your advice/feedback, can we jump on a quick call to see if you qualify for our program”) by each one.  

Is there some other way to verify his involvement? 

There is also a New program that just dropped the down payments for 2-4 unit investment property purchases to a 15% Down Payment making it easier to afford for inventors now.I am also hearing about a lot of "subject to" deals people using Pace Morby's method or cruising on Crex to find deals.  

I have a fix and flip program up to 100% financing could fund multiple deals.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

How is the owner involved in the process?