Key members of your local team are an investor friendly Realtor, investor friendly lender, property inspectors, experienced local property managers, local contractors, insurance, and asset protection attorney.Step 3-Build your portfolio and focus on optimizing operations and minimizing taxes.We help investors do just that in Michigan.To Your Success!

I wouldn't expect flood insurance to be needed for direct damage to a 5th floor unit.

Do they have STR-specific liability insurance?

Factor in Flood Zones and Insurance CostsSouth Carolina's coastal beauty comes with a risk: flooding.

Petersburg, Clearwater, the beaches, Pinellas County, Hillsborough County, and down to Charlotte County.My experience includes:• Short-term rentals• Mid-term rentals (travel nurses, relocations, insurance placements)• Long-term rentals• Property management and day-to-day operationsThat operational background allows me to help investors think beyond purchase price and into performance — revenue potential, zoning considerations, seasonality, management systems, and long-term scalability.How I can help:• Boots-on-the-ground insight in the Tampa Bay & Gulf Coast markets• STR/MTR regulation guidance• Deal analysis support• Identifying value-add opportunities• Connecting you with trusted local vendors and resourcesIf you’re investing in Florida — or considering it — I’d love to connect.

Keep in mind, however, I'm in Florida and insurance is an issue here.

Insurance has absolutely changed the math, and a lot of listings only look good until you underwrite them properly.A few thoughts from my seat:Targeting COCR over a CD is a solid baseline, but in markets like Edmond the win often comes from how you buy, not what’s listed.

Any insurance carrier can non-renew you for any reason.  

Insurance will be 90$ a month. 8% property management and 30$ hoa a month.

The good news is that most of the real liability protection comes from proper insurance, which you’ve already handled well with landlord coverage, an umbrella policy, and requiring renters insurance.