That doesn't mean every property in the county will flood, but it tells you the base rate of events that cause losses.5.

- No time- Don't want to invest the time learning- Afraid of making a mistake that could cause thousands of dollars of damage to the engine- Don't want to get their hands dirtyTo DIY landlord or not is a similar thought process.

It wouldn't take much of a mistake from someone working on your property to accidentally cause thousands of dollars of damage to your and/or tenant's property or person, and most of them would not likely be able to pay out of pocket.

I'll add that we are likley to remain in a mostly stagflational real estate market with market volume down 20% or more and prices still creeping up (the latter specifically in the Midwest and the North East, the rest of the country sees prices softening slow, so they are just stagnant).Consumer confidence is also getting lower, both current and forward looking, which causes a lot of people just to sit tight.

It's a real pain finding out which carriers have the dog bite / breed exclusions but in my opinion it's a top 5 for the potential causes of you getting sued as a landlord.

But there’s still a gap between what’s technically allowed and what’s actually likely to survive review, timing, and politics.That’s usually when momentum takes over:earnest money is about to go hardconsultants are getting engagedextensions feel cheaper than starting overNothing is wrong yet — but optionality is already shrinking.In my experience, most bad outcomes aren’t caused by a single fatal issue.

I had a duplex where the upstairs tenant caused 150k of damage (Fire).  

It is the insured's job to prove that their damage was caused by one of these named perils.

Dents in drywall from doors or furniture, large or numerous holes, heavy staining or obvious impact damage fall into tenant-caused damage and can usually be charged.

You listed a few things that is slowing you down or causing it harder to scale.