The moment you’re reacting instead of running systems, it’s time to get help—even with MTRs.

If structured properly, this approach can help stabilize cash flow without requiring you to sell.

Still up to me to properly utilize it and get the deals contracted.

When first starting the most important thing is just to get the experience the reps and to take the time and to build the proper relationships and systems and processes that will help you reach your goals.

But, it showed me that you can find something in a safe, growing, well positioned area.Mableton is another great area but it is a bit more dated and 10 minutes further from Atlanta proper than Smyrna.

A well-originated new loan with a credit report, liquidity verification, and capacity verification at an appropriate LTV that has been papered properly can be a great source for a portfolio.

Proper advertising, fair housing compliant screening, understanding local norms, and setting the lease up correctly from day one all matter more than people expect.

This keeps liability with the entity and separates your personal assets from tenant claims.Make sure your LLC has proper insurance—landlord liability coverage—and that your operating agreement and lease are solid.

They are very unorganized, don't know how to handle tenant requests in a professional manner and without proper investigation always blame landlords no matter what the outcome is. 

The first two loans were with someone I trust, but I want to tighten up my process going forward and ensure I’m properly protected.For those who actively lend, what documents or protections do you consider non-negotiable on every deal?