As a solo agent, I was spending $20,000/year on several different programs, none of them producing well.She is able to spend more and is producing better results, including a program with Realtor.com that sends leads to ONE agent, rather than the normal four. 

You have to know your lender and the type of programs they offer.

However, some banks, particularly smaller local banks, may have a loan program that may work for you.

Hi En,There are indeed legit unsecured funding programs.

I use OwnerRez, which while not an accounting program, imports all charges, fees, taxes, etc from VRBO and AirBNB and more. 

For the last year, we have been running a Lease Option, Rent to Own program in Atlanta.

late and none paying, which is why we do 90% govt programs.

Jonathan,You only need one person to qualify on the loan but keep in mind your best bet might be just to use the DSCR program which will allow you to close in an LLC. 

I spent hours researching municipalities, non profits, and government programs that assist with housing. 

There are a ton of mentoring programs and books out there if you're looking to actively buy and manage the tenants and toilets.