If your looking for knowledge I would recommend CCIM and/or the UW's "Certificate in Commercial Real Estate" - I've completed both and have been extremely valuable in analysis.

Purchase price: $2M Max LTV: 70% Loan program: 5/1 ARM Loan amount : $1.4 M Min.

It's not like a certification of knowledge of local laws or anything, and I would hazard to guess that many (if not most) landlords are ignorant of the vast majority of the laws.

With 100s of tenants in the program, we are now switching to their making rents payments online or at a couple of banks around atlanta just to keep us from physically chasing down rents every month.

Hey Richard, keep me posted on where and what you're doing, unless of course you're selling some course/coaching program in which case ignore my email.

This type of deal the financing flows from an exempt seller to the end buyer with me as a guarantor stepping in upon default.It's basically how I set up my loan guarantee program for servicing installment transactions.

I'd check the certification on the dog.

Quite often Coldwell Banker has training programs and pay for the classes for you to pass the test, and then provide on the job training.

Many subs will give fake/altered certificates.

For conventional financing lenders do not look at the DCR, Cap Rate or Cash on Cash Return they look at a borrowers overall debt to income ratio using the borrowers personal income W2 or self employment and sometimes the rental property income depending on the program and borrowers landlord experience less the borrowers primary mortgage PITI and other monthly liabilities.