We gave her the partial refund as promised, moved-on and hoped never to hear from her again.BUT she recently emailed us on another property that we have for rent starting with with "You probably remember us, we really enjoyed working with you a few years ago although it didn't work out at the time, we have been really impressed with the quality properties that you have for rent and we would love to see.....".My response "Sorry but 1 bad experience is enough.

In the mean while, I'm saving my regular income which I would have been using to pay my regular monthly expenses.So by the time I go to buy the home I'll have enough "saved" to cover my DP and reserve requirements, I'll have used up all the funds from the personal loan and I'll have about $24k remaining balance on my personal loan (which I'll pay off with my reserves after closing on the home).Does this reasoning make sense to any of you lenders and would it be an accepted method of showing proof of funds?

The drawback of the crowd however is that you get an over abundance of information of varying quality and the audience is left to sift through all the information and identify what is truly valuable and actionable for themselves.C.  

For the foreseeable future, population growth, inflation adjusted per capita income, job quality and quantity are predicted to be positive.

Make sure you do your due diligence in trying to learn and have quality questions lined up for conversations with lenders investors and builders.

But if someone pinned me down with a gun at this moment, I would say A property is high neighborhood, high desirability, B property is good quality working class neighborhoods, C property is lower middle class and fringe neighborhoods that are either just declining or are just coming back, D property is lower class property in undesirable areas but houses are still standing, and F is war zone material.

We only received the deposit claim today, so we should be within the 15 day period.The following two paragraphs are the only ones that tackle repairs:"Tenant agrees to take good care of the house and its equipment, or if damaged, other than ordinary wear and tear, Tenant will make repairs and replacement equal in quality to the original construction and if the Landlord makes these repairs, the Tenant agrees to pay cost of same upon presentation of bills.""

How would you make sure quality of work is good?

Don't touch it and finance deals using a different method?

I moved to an independent escrow company so I could provide better quality service to my customers.