Shari Posey - You may want to consider using private money combined with your down payment to acquire a property in cash, then refi into a conventional loan.

I've got pretty good procedures in place to handle my businesses and investments but you're right that this is just another function of automation and there is plenty of good tools for that out there.

I spelled Beretta wrong in my previous post and was going to correct it, but the edit function is MIA.

Hello BP:I have an interesting situation.8 years ago, a residential property was purchased by my client and converted to a bed & breakfast and has been functioning as one since.Client now wants to sell, and, due to the fact that good records weren't maintained, it's being sold/marketed as a residential property.Someone I work with in REI with quite a bit of mortgage lending background with underwriters advised me that whoever buys the home will likely have a very difficult time getting the deal done with a conventional mortgage, because during the due dilligence phase, the lender will find that the property has been running as a bed and breakfast, and therefore will shy away from it... even if the stated intention is to use it as a primary residence.Can anyone with background on how the risk factors of these deals are considered and underwritten, or knowledge of common underwriting practices shed some light on this?

We are an I.R.S. designated 501 ( C ) 3 non profit Tax exempt  of our rental income association of income producing property owners dedicating 10 to 20% each month for administration of our property management functions vs hiring a property management company.  

Address is 2500 Kalakaua Ave #201 & 206 combined, Honolulu HI.

But it has the function to analyze BRRRRs and Rentals.

We added value by making the property functional, and livable!!!

I think this is due to a combination of:1.

Cozy.co looks to be quite attractive and I've gone through their initial account setup, linked my bank account and all seems smooth so far - but I'm curious as to how the service functions in practice and if there are any "hidden" fees that the tenant or the landlord would potentially run into and be cause of shock/disappointment.