Those are the only charges I have seen in the last several months.The PM software Memphis Invest uses is pretty nice, in my opinion.  

I am a software developer by trade and am blessed to have an excellent career with a decent salary that leaves me with some disposable income that I'm hoping to put into some smart investments to generate passive income.

The Pre-Qual is done by any RE agent/broker and thus has no weight with experienced sellers - - as I said, the loan application can still fail.

The best thing to do is fill out an application, get you prequalified and open a discussion on the deal.  

They look at your global financial picture to see if you are lendable and one bad investment can cause if an application to be rejected. 

Any room rental use not conforming to these conditions shall be considered a boardinghouse, lodging house, hotel or motel, as applicable, and shall be subject to the requirements for that use.A. 

Since you have licensed agent I am guessing you have Realist or a property tax application available$15.00 - post card design and create$35.00 - 500 postcards shipped to you (single side)$170.00 - 500 postcard stamps$30.00 - Printer ink to run them through the printer and put on addresses and return addressesGo into Realist and pull up a specific area where it was purchased 10+ years ago and is not owner occupied.

They would bonus him just to take the loan application, regardless of if it had any chance of closing or not.

What about certain software or apps?

When evaluating applicants they all get the same rent and treatment, but there are usually enough non-discrimnatory reasons for the rents to be different after that.