Yes we found local general contactors (a self contained team of electricians, plumbers, flooring & drywall guys) willing to do each unit for $3000 + we budgeted $1000 for appliances.

I don't want tenants using the attic for storage since this area contains the HVAC, water heater and natural gas lines.

RichFreight container, mobile, prebuilt homes are the way to go, just expect street life of one to two years from what I've heard.

For example, if you were delivering groceries to a customer via a company truck and you were at fault in having an accident, you will be held personally responsible for being at fault.

@James V When I say "starting bid" I am talking about starting a bid lower than what the customer was wanting to sell their house for.

This is also driven and controlled by local custom as all brokers have a working relationship within each Board of Realtors franchise.If you are ever in such a situation you should call the most recent broker and inform them of the circumstances and ask for a board determination or written letter of agreement in the matter between the applicable brokers (not agents, but thier brokers).If one broker is not a Realtor (member of the Board of Realtors) then you need a release or letter of agreement between the brokers.A real estate commission usually can not be the basis for any lien upon a property, but it can become a civil matter.

An investor has called us eyeing a piece of land. The particular piece of land is very challenging.
The land is a very good deal. I told him if he wanted to buy the land and was able to hold it it would take me 6-8 m...

Micheal,What is customary for the area where you own the property.If other apartment buildings include water with the rent then I wouldn't separate out.The tenants for that area are conditioned to have water included and many will move elsewhere on you.If you just have an old building that needs to be metered out and tenants paying for water is custom for the area then go ahead.When tenants do not pay for water they use on average 35% more and do not report leaks with the property as they don't care.Direct meters the tenant will be responsible for from the street.If they do not pay they cut off that unit.If you put a meter just to read for yourself and then bill the tenant you the landlord can be still responsible to pay to the water department.It all depends on how the local water authority handles things where you own the building.Water is like liquid gold so if you can control it your bottom line will be better for it.

I've been an unhappy BofA customer for quite a while, but I still haven't switched.

For example, the client might not have the income source "provable" to do a loan but the bank may say he has x anount in deposit, his income does not reflect as he writes a lot off and we know x customer and his business for years...a literal commitee takes a whole approach to approving a request.When a LO says he has to give it to underwriter - this is not commitee.