Prices in GP and Alberta still have room to drop, and you definitely should include expenses for CAPEX and Property Management just in case, which means your cash flow will be near 0.Basically if you are CF zero, you are betting on the market to go up for your increase, and it is not likely the market will do so for another year or more.I would say wait for the market to drop a little more or find a different market with lower prices and potential for better cash flow.

Basically, they pull this stunt and stay in a place right up to edge of eviction, and then move out, so there is no eviction history.  

The other thing in Pennsylvania is what they defined as a licensable activity, is basically handling the Lisa or the money.

SO the effective date of reaching the 78% LTV (where you need to get to using market appreciation and principal reduction) will likely be a lot sooner than 6.5 years using principle reduction only. 

As an investor you don't get to file Homestead Exemption so basically you pay about double the tax.

A hybrid between conventional and hard money, or soft money basically.

A lot of them are redundant, but they'll stamp the basics into your head.

I've seen a number of articles written about them which basically say that they are still around but I haven't seen much of anything on BP forums about them.

Also, they did not pay rent this month so they basically lived there for free for 15 days.

Every situation is different, so it would be great if there was a matrix of the basic terms to start from.