Basically prices are going up this time because incomes are.  

I chose to wholesale to start of with like everyone else basically.

Concrete:  $75 a yard installedBrick:  $.50 per brick installedpainting:  $100-150 a room with trimexterior painting: $1800-$2500new hvac : $2300new window:  $100-$150 for standard sizes x 2 for installdrywall : $12-$18 a sheet finished (depends on finish level and size of sheets)tile: $5 a square foot installed (add material cost of between $2 and $10)basic stainless appliance package : $2500hardwood $2 a sq. foot installed $1 a sq foot to refinish (add material cost of $2 to $10)plumbing:  $100 per fixture to install and $100 per fixture rough-inelectrical: priced per outlet and per fixture for both rough-in and installTotal rewire of house:  $3K-$6Kupgrade electrical service:  $800Total replumb of house with pex (no slab): $2K - $5K10x10 set of cabinets no frills:  $2500, about 1 day for a capenter to installcountertops: $1500-2000new roof:  $5K (metal including materials)deck:  $2K-$5Kbulldozer/bocat:  $80 an hourdumptruck:  $1.50 per mileCarpenter:  $35 an hour low end + $10-$15 an hour for helpers. 2 carpenters can frame an entire house in less than a week.  

Good Afternoon,I have what is likely a basic question, but yet I am stumped on what the actual answer is.My question is ......

Question 1: see aboveQuestion 2: Refi with a 30y loan and pay 200 extra towards principle (17 year loan at that point), or a 20year loan, no extra.

I live in a town about 10 minutes from Mankato, MN which is around 60,000 people if I remember right, and basically has everything, plus quality investments!

Basically you plop down a big metal box next to the house that has both a gas furnace and electric A/C in it, and two big holes in the side for the supply and return ducts. 

Im not talking interest for the first 7 years, followed by paying down the principle the other 23 years.  

Anyone find a service that basically allows you to pay real estate taxes out of an account similar to when you have a loan?

They basically just send you some documents with different rate options (ie: 6 month open mortgage, 2 year term, 4 year, 5 year, and rarely a 7 or 10 year option).