Covering LA rent and subsidizing a property that’s cash flow negative by $23K in year one is a big financial lift, especially when you're just starting out.

For newer folks, I recommend starting on easy mode.

Q2 - I'm currently reading @Dave Meyer Start with strategy, he talks about it's not just about money that "you" can contribute to a deal. 

What I found when I was getting started was there are a lot of tools out there, but not all of them are great, and most of them charge high fees.

When starting we relied 100% on B2B cleaning vendors. 

The investor is no longer dependent on just one asset to provide cash flow and appreciation.Estate Planning: This is a great estate planning tool to utilize when preparing an investors real estate asset to be passed down to their heirs.

It’s awesome to see you thinking ahead like that—house hacking is a really smart move, especially starting out.

Do you think your ADU addition will have a better valuation than most markets such that you are not starting with at least $100k negative equity?   

If this loan was to fully amortize given a starting balance of $165k, note rate of 3.0%, and monthly P&I payments of $850.00, then it would take approx 22 years to pay off.

I also help other investors get started there with my team.It's a great market but you really need to understand the landscape and risks.