My biggest pain point as we have started to acquire bigger units (80+), is that getting a loan on a value add that is not 90% occupied is difficult.

Skin in the Game: Investment managers should stand to gain only if their investors are also successful.

There are more than a few ways to skin the cat but dropping $800K (keep $200K for reserves) into something that you have no experience in --- no matter what the category --- is dicey. 

There's many ways to skin the cat.

Glad my E book on out of state investing what to do and not do to save your skin  worked good for you LOL...yes fake lenders is worse than fake news.. there is no lender that gives below market rate loans.. and these guys troll social media and BP is a major target being one of the biggest in the world.how about the property investing forum in AU do you get hit there as well. ?

The difficulty in Texas in not in reporting but collections. 

Hello fellow investors, My husband and I are having difficulty finding a decent loan for a multifamily property we are buying even though we are willing to put 50% down, because we dont have enough income to show, on our tax records.

I have no skin in the game.

I would anticipate difficulty in attracting a quality tenant and in limiting tenant turnover.

It's all math.Even with hard money, though, you need to have some "skin in the game".