Kevin,Good to see you here! 

Hi guys,I’ve been coming to the states for the last 25+ years and finally have decide I want to get into property I would be going into this with my brother in around the Kissimmee area aiming at tourists but after looking at options it seems limited Being a UK national mortgages are seemingly require a 30% deposit, which we’re at around 30/40K USD which doesn’t really scratch the surface for any decent properties unless we’re looking at mobile homes type places but not sure how good they rent compared to others.Other options are to look for a rental and see if they allow us to sublet but this would come with higher monthly costsOr lastly looking for a sort of silent investor or someone in the US who is able to get a normal mortgage with the usual down payment which we would cover.looking for advice or any information that can help!

This may be an unnecessary expense or misallocation of premium dollars.Loss of Rental IncomeWhile I see you have $20,000 in loss of rental income coverage (which is appropriate), be aware that activating this coverage typically requires documentation of your annual rent roll.

Factors like location, market trends, and future development can really influence appreciation, and learning to spot those areas has been key in shaping my investment strategy.Best of luck on your journey and I'm excited to see you grow!

Nice to see thoughtful strategizing before buying in a market with no first hand experience. 

Guests see nothing but total price so it really doesn't matter how you add it.  

Do you see any downside to using the Bloc loan (12% secured against my rental) as a buffer for holding cost?

Love seeing agents go operator mode.

The fix & flip space is really competitive right now, and sellers often see hard money as risky, especially if they're comparing multiple offers.

With that criteria, talk to your banker to see what down payment you need to have saved.