(Bank knows to add back Depreciation)For your proposed second rental: some rental comps for your area and size home.  

Similar sized houses, other houses regardless of size, etc. 

Yes I realize I could drop the price further, however the price point is appealing but the bedroom size is not.

There is no one size fits all thing to do.

Have you taken the $95k comps and done the adjustments for rooms, size, acreage etc?

Its important to start with the end in mind, because if you don't know where you want to go, how will you chart the right course to get there? 

Location, size, condition, location, who pays what utilities etc. 

Taxes: $820Insurance: $700For financing, I'd either buy all cash & refinance to 15 yr fixed at around 6.5% in 12 months, or place permanent 15 yr financing at around 6.5% when the owner finance has expired.It is in the burbs with very similar age, size, & style homes around it.Yes, I have verified the repairs, & the $14k includes 10% fudge factor.This is only my 2'nd rental, so I greatly appreciate your input.

I can find equivalently sized SFH's close to this property, but 90% of them are 4/2 1800 SQFT they have.I'm not looking to fudge the numbers or inflate anything, so is it safe to use the SFH data for part of my calculation?

$8000 seems awfully high to reroof That size house.