My Attorney/CPA has never failed me and he's good about not pushing 1 over the other and at the time I felt that was the better solution considering my business model was to wholesale out my short sales that would create periodic large sums deposited and I'm able to reduce the amount of income tax I have to pay with the s-corp election, I think it's a 1/3-1/3-1/3........1/3 = pay - income taxes = smaller check but less taxes paid.....1/3 = paid dividend and 1/3 is eaten up by expenses.......Now I can be a little off on those, there just from memory.

But sleeping on the air mattress and having to drive into town (8 miles each way) to go to starbucks to use the computer sucks.But next week I'll be back in CO enjoying some cooler weather and the cool $3K downstroke and hoping that this sale "takes".all cash

I computed your P&I payment around $2100/month.

I'm a 19 year-old sophomore with a major in Computer Engineering at the University of Maryland Baltimore County.

This is the property listing. http://commercial.century21.com/listing/617-sumner-ave-humboldt-ia-50548-REN008974124As you can see the current business is a computer repair shop. my initial thoughts where to convert the area into a small cafe.

Well, one thing I'm not is a computer type!

I will have to Order a copy ASAP.I remember it from when you posted it a while back & I have a good memory for great ideas :-)I will be going to the conference.

You will want this relationship documented and memorialized in one of those fashions.So all income and expenses are via the one (joint?)

@John CollinsHi there,We had a Bosnian neighbor that was in the business and I think we paid something like $1800 for labor/materials on the installation, for something like 26 sq feet if my memory serves.I don't know the brand on the material. 

I found that the IRR formula was exceedingly complicated and while I could use a computer to find IRR, I dislike following methods I can't understand.