in this environment I would not underwrite expecting a rate decrease.  

Looking forward, the Fed has updated its 2023 GDP growth forecast to 2.6%, a notable increase from earlier predictions.Inflation and Monetary Policy:Inflation is showing signs of cooling, with a gradual decrease projected by the Fed to reach 2% by 2026.

A great way to decrease your living expenses and live below your means is through house hacking. 

It is a great way to decrease your cost of living and help you build up capital.

Consider this: as the ratio of Airbnbs to long-term rentals increases, the availability of long-term housing for residents decreases.

The last time home prices acutely decreased was the great financial crisis, before then, 1992 (and then it was mild, a couple % for a few months) .

Increased/decreased inventory?

At some point market will flat line or decrease.

No pro forma or banking on rates to decrease or any of that.

As the amount of equity in a property increases the ROE decreases, when the ROE gets below 10% it’s time to consider doing a cash out refinance or second position loan or sell the property.